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                                        全国人大代表侯艳梅建议—— 推动医疗保险与工伤保险互通

                                        信息来源:福建日报 发布时间:2020-05-24 12:18:00

                                            全国人大代表侯艳梅提交《关于加强医保与工伤保险互动的建议》。

                                            侯艳梅在建议中提出,目前一线工人如因公受伤,按照工伤保险的理赔流程,需在康复后提交相关医疗证明材料办理工伤保险鉴定和理赔,整个过程手续烦琐且耗时长。这意味着在治疗初期,因公受伤的工人必须自己垫付一笔治疗费用,这对一些家庭经济困难的工人来说是一个不小的负担。

                                            为此,侯艳梅建议,推动医疗保险和工伤保险相结合。在确认为工伤后,可启动医疗救助体系,为遭受工伤的一线工人“搭把手”。具体来说,可由医保先期垫资支付工伤工人的医疗费用,后期治疗痊愈后由医保部门与工伤保险部门对接,工伤保险部门将医疗费和伤残补偿金直接拨至医保账户,抵扣医疗费用,超出部分由个人支付。这样既可减轻困难家庭的负担,也可免去伤者痊愈后还要来回奔波报销事宜的辛苦,能够及时专心地投入到工作中,给予一线工人最贴心的保障。